Bartender class charlotte3/2/2024 ![]() ![]() >MORE: Best General Liability Insurance for Small Business What doesn’t Bartender Insurance Cover? If you do decide to purchase your own insurance, you can get a one-to-three day policy that will cover you in the event someone requires it. Check with the laws of the state you’ll be serving in. Other states don’t allow these lawsuits because they feel the drinking person should have known better. In many states, something called Dram Shop laws hold a bartender legally responsible if they serve someone too much alcohol. However, bartenders have been sued before and even been held liable for over-serving someone, depending on state laws. ![]() Again, laws vary considerably from state to state, so be sure to investigate the laws in the state where you’ll be serving. Sometimes a venue will require a mobile bartender to have insurance. You are bartending at a special event where liquor in not sold, such as a wedding, but a liquor license is required.In this case, you would need host liquor liability insurance which is a bit different from the liquor liability insurance. You are the host and are providing alcohol to your guests.You are in the business of selling and distributing alcohol.>MORE: How Much does General Liability Insurance Cost?īelow are the three circumstances you would need liquor liability coverage: In other words, for that wedding you said you would bartend for, it’s probably the hosts responsibility to get special event insurance. However, as a general rule, liquor liability should fall on the hosts of an event or the people providing the alcohol. Laws vary quite a bit from state to state. If you’re searching for a one-day policy for a mobile bartending business, almost every website referred us back to FLIP.Īlso, if you live in any of the following states, FLIP won’t be able to insure you: AL, VT, DC, AK. Prices vary quite a bit by state (states with stricter laws have higher insurance rates). They offer estimates on what you’ll pay for a policy before you enter any information. Food Liquor Liability Program (FLIP) – Best for Bartenders Who Need General Liability and Liquor Liability PoliciesįLIP specializes in providing insurance to those in the food and beverage industry. AP Intego: Best for Comparing Quotes by Agentsġ.Coverwallet – Best for Mobile Bartenders with Repeat Business and Comparing Quotes.Food Liquor Liability Program (FLIP): Best for Bartenders Who Need General Liability and Liquor Liability Policies.Digital commercial insurance brokers like CoverWallet or Simply Business make it easy for us to compare quotes from leading companies. The first rule of thumb is always comparing quotes from a few companies. How Much does Bartender Insurance Cost?.Bartender Insurance for Wedding: What do you need to know?. ![]()
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